Why Is The Roofing Estimate Higher Than My Insurance Claim Amount?

In many property damage claims for roofing after hail storms the homeowner's roofing estimate may be higher than what they have in their insurance claim estimate.

Why is this?

There are 2 primary reasons. 1 reason is that the adjuster probably missed some or a lot of items out of the scope of work. Another reason is that the software that your insurance company uses does not have current pricing with the local market. This is especially true after a major storm event such as what happened in Fountain and south Colorado Springs on June 13th, 2018.

Welcome to Homestead Roofing's "Walk In The Park" video series where we spend 3 - 4 minutes answering your commonly asked questions about roofing repairs or replacements and the insurance claim process.

This week, we answer your question, "Why Is The Roofing Estimate Higher Than My Insurance Claim Amount?"

Take a walk with us for a few minutes and find out what the reasons are that your roofing contractor may be charging more than your insurance company is giving you.

Homestead Roofing, Inc is a licensed and fully-insured roofing contractor in Colorado Springs, CO and serving homeowners in Colorado Springs, Fountain, Falcon, Peyton, Manitou Springs, Woodland Park, Elbert, and other surrounding communities in El Paso, Teller, Elbert, and Chaffee counties.

Visit the Homestead Roofing website for a lot more information, education, scam alerts, and tips at or call our office at 719-433-6991 if you have any questions about this, or any other roofing-related topics.

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Homestead Roofing, Inc.
4390 North Academy Boulevard Suite 105
Colorado Springs, CO 80918