Monument roofing built for 70+ mph Palmer Divide winds

Monument and the Palmer Divide: Roofing That Withstands 70+ mph Winds

Last updated: September 30th, 2025

Estimated reading time: 10–12 minutes

Key Takeaways

• Use high-wind-rated materials: Choose shingles with ASTM D7158 Class H ratings, pair with synthetic underlayment, sealed starter strips, and high-wind ridge caps.
• Install for wind: A six‑nail pattern can increase wind resistance by 20+ mph vs. four nails; correct fastener placement is critical.
• Local code matters: The Pikes Peak Regional Building Code requires roofs to meet a 130 mph ultimate design wind speed (V_ult).
• Metal excels: Concealed‑fastener standing seam metal offers superior wind uplift resistance.
• Verify attachments: Secure satellite dishes and solar mounts to structural supports—never just the deck—and inspect after wind events.

Table of Contents

• What Is a High-Wind Roofing System?
• Homeowner’s High-Wind Preparedness Checklist
• How a High-Wind Roof System Works
• Cost, Timelines & Warranties for Wind-Resistant Roofing
• Local Considerations for Roofing on the Palmer Divide
  • What local codes apply to roofing in Monument, CO?
  • What are the most common roof types in the area?
• When NOT to Do This / Common Mistakes That Weaken a Roof Against Wind
• Navigating Insurance for Wind Damage Claims
  • Your Insurance Verification Checklist
• Why Choose Homestead Roofing for Your High-Wind Installation
• Glossary of Roofing Terms
• Protect Your Home From Monument’s High Winds
• Sources
• Frequently Asked Questions

What Is a High-Wind Roofing System?

A high-wind roofing system is an integrated set of components—shingles, underlayment, fasteners, and accessories—rated and installed to resist wind uplift forces common in areas like the Palmer Divide. This requires materials certified for high speeds and installation techniques that go beyond minimum standards.

“A roof that withstands high winds isn’t about a single product; it’s about a complete system where every component and every step is designed to work together to fight wind uplift.”

Homeowner’s High-Wind Preparedness Checklist

• Know Your Roof’s Age & Materials: Note the installation date and material type. Asphalt shingle adhesion weakens over time.
• Check Roof Edges: From the ground, look for loose or lifting shingles along the eaves and rakes.
• Inspect Flashing: Look for bent or loose metal around chimneys, vents, and skylights.
• Secure Attachments: Ensure satellite dishes and solar mounts are bolted into structural supports, not just decking.
• Clean Gutters & Downspouts: Prevent water backup that can weaken shingles against uplift.
• Trim Overhanging Trees: Remove dead or overhanging branches that can break and cause damage.
• Keep Your Records: Save all receipts and warranties for potential insurance claims.
• Schedule a Professional Inspection: If you suspect issues, have a qualified roofer assess the roof.

How a High-Wind Roof System Works

Here is the step-by-step process Homestead Roofing uses to install a roof built for the Palmer Divide.

• Step 1: Pre- and Post-Wind Event Inspection.
  • What we do: Thoroughly inspect for missing shingles, cracked sealant, and loose flashing. After a major wind event, we re-check and document new damage for insurance.
  • Pre-Wind Checklist: Loose shingles, damaged edges, compromised sealant, unsecured attachments.
  • Post-Wind Checklist: Newly missing/lifted shingles, debris impacts, bent flashing, damage to gutters and siding.
• Step 2: Damage Assessment & Estimate.
  • What we do: Document findings with photos and provide a detailed report, separating storm-related damage from other issues to help with insurance.
  • Typical Duration: 1–2 hours on site.
• Step 3: Material Selection.
  • What we do: Help you choose proven high-wind materials.
  • Shingle Wind Ratings: We explain ASTM D3161 and ASTM D7158. Class H shingles are rated to 150 mph—ideal for our region.
  • Synthetic Underlayment: Critical secondary water barrier if wind drives rain under shingles.
  • Sealed Starter Course: Factory-sealed starter strips at all eaves and rakes to “picture frame” the roof where uplift is strongest.
  • High-Wind Ridge Caps: Thicker, enhanced-sealant ridge caps protect the most vulnerable peak.
  • Brava Composite Shingles: Class H wind rating and Class 4 impact rating for top-tier wind and hail performance.
  • Concealed-Fastener Standing Seam Metal: Interlocking panels hide and protect fasteners for exceptional uplift resistance on simple or complex roofs.
• Step 4: High-Wind Installation.
  • What we do: Certified installers adhere to manufacturer specs and local codes.
  • Six-Nail Pattern: We use six nails per shingle instead of four to validate many 130+ mph wind warranties and boost resistance.
  • Proper Fastener Placement: Nails driven straight and flush, in the specified nailing zone, for maximum holding power.
  • Secure Attachments: Satellite and solar mounts flashed properly and secured to rafters/trusses—not just the deck.
  • Typical Duration: 2–5 days depending on size and complexity.
• Step 5: Cleanup & Final Inspection.
  • What we do: Magnetic nail sweep, thorough cleanup, and a final quality walkthrough.
• Step 6: Warranty Registration.
  • What we do: We register your system with the manufacturer so material and wind warranties are fully activated and documented.

Cost, Timelines & Warranties for Wind-Resistant Roofing

The cost depends on materials, roof complexity, and installation requirements. While high-performance materials may have a higher upfront cost, they can prevent expensive repairs later.

• Material Warranty: Covers defects in roofing materials. “Lifetime” typically means for as long as you own the home, often prorated after an initial period (e.g., 10–20 years). Verify specifics with the manufacturer.
• Workmanship Warranty: Provided by the contractor; it covers installation errors. Homestead Roofing offers a robust workmanship warranty because installation quality drives system performance.

Material	Wind Rating (ASTM D7158)	Impact Class (UL 2218)	Typical Warranty	Typical Cost Range (per sq. ft.)
Standard Architectural Shingles	Class G (120 mph)	Class 3	30-Year Limited	$5 – $8
High-Performance Architectural	Class H (150 mph)	Class 4	Lifetime Limited	$6 – $10
Brava Composite Shingles	Class H (150 mph)	Class 4	50-Year Limited	$12 – $20
Concealed-Fastener Metal	Up to 160 mph+	Class 4	40–50 Year Limited	$10 – $18

Note: Costs are estimates for materials and installation and can vary by location, roof complexity, and market conditions. Verify all warranty details directly with the manufacturer.

Local Considerations for Roofing on the Palmer Divide

What local codes apply to roofing in Monument, CO?

Homes in Monument, Palmer Lake, and the northern Black Forest (80132, 80133, 80908) fall under the Pikes Peak Regional Building Code (PPRBC). The code mandates new roofs be designed to withstand a 130 mph ultimate design wind speed (V_ult), reflecting severe gusts common to the area.

This standard requires techniques like a six‑nail fastening pattern and code-compliant starter strips to handle sudden, violent chinook winds across the Palmer Divide. Homestead Roofing is an expert in PPRBC requirements and ensures every roof is permitted, inspected, and compliant.

What are the most common roof types in the area?

Asphalt shingles are most common due to cost-effectiveness and versatility. Given frequent wind and hail, many homeowners upgrade to Class 4 impact-resistant shingles or choose more permanent solutions like composite shingles and standing seam metal for enhanced durability on the Front Range.

When NOT to Do This / Common Mistakes That Weaken a Roof Against Wind

• Do not install new shingles over old ones. “Layovers” add weight, reduce fastener hold, can void warranties, and may violate code.
• Do not allow improper nailing. Overdriven nails tear mats, underdriven nails don’t clamp, and angled nails expose heads—each creates uplift weak points.
• Do not neglect the starter course. Cutting up shingles instead of using a sealed starter creates major edge vulnerabilities.
• Do not improperly attach solar panels or satellite dishes. Deck-only fastenings without proper flashing and structural mounts risk leaks and tear-off.
• Do not ignore attic ventilation. Poor ventilation cooks sealant in summer and promotes ice dams in winter, both of which increase wind vulnerability.

Navigating Insurance for Wind Damage Claims

If a storm damages your roof, follow a clear process to secure a fair settlement for necessary repairs.

1. Document the Damage: Photos/videos from the ground and any interior leaks; note date/time of the storm.
2. Verify Your Coverage: Review your policy for deductible, limits, and any wind/hail exclusions.
3. File Your Claim: Contact your insurer promptly to open a claim; get your claim number and adjuster assigned.
4. Schedule the Adjuster Visit: Have your roofing contractor—like Homestead Roofing—present to ensure all damage is identified.
5. Review the Scope of Loss: Compare the adjuster’s scope to actual damage and local code requirements.
6. Address Supplements: If items are missing, submit a supplement to request additional funds.
7. Complete Repairs: Schedule and complete the roof repairs or replacement.
8. Release of Depreciation: Most policies are RCV; insurers pay ACV first and release depreciation after proof of completion.

Your Insurance Verification Checklist

• Your policy number.
• The date the damage occurred.
• Your deductible amount for wind/hail damage.
• Whether you have Replacement Cost Value (RCV) or Actual Cash Value (ACV).
• Any coverage limits specific to roofing.
• Whether your policy requires using a contractor network (most do not).
• The deadline for filing a claim after a storm.

Disclaimer: This information is for educational purposes only and is not legal or insurance advice. Always verify coverage details with your insurance carrier.

Why Choose Homestead Roofing for Your High-Wind Installation

In a place where 70+ mph winds are a reality, you can’t afford to cut corners. Homestead Roofing Colorado Springs pairs deep local expertise with a systems-based approach. We know a roof is more than shingles—it’s the integrated defense for your home.

We build roofs that last because we follow a strict process rooted in manufacturer specifications and the Pikes Peak Regional Building Code. From six‑nail patterns that anchor shingles to high‑wind ridge caps that secure the peak, every detail is handled with precision—so you can have peace of mind.

• Certified Installers: Trained in the latest high-wind techniques across multiple materials.
• Code Compliance Experts: We manage permits and inspections to meet or exceed local requirements.
• System-Built Approach: Integrated components from starter to ridge for cohesive wind resistance.
• Transparent Communication: We explain the “why” behind every recommendation.
• Pristine Cleanup: Magnetic rollers and meticulous site cleanup.
• Financing Options: Flexible plans to help you afford the right system.

Explore our roof replacement services to see how we protect homes like yours.

Glossary of Roofing Terms

• ASTM D7158: Standard test method for wind resistance of asphalt shingles, assigning letter classes (e.g., Class G for 120 mph, Class H for 150 mph).
• Class 4 Impact Rating: The highest rating under UL 2218, indicating resistance to impact from hail and debris.
• Concealed-Fastener: Metal roofing system where screws are driven through a nailing flange and covered by the next interlocking panel.
• Eaves: Bottom edge of a roof, often where gutters attach.
• Flashing: Metal used to prevent water intrusion at junctions like chimneys, vents, or valleys.
• Rake: Sloped edge of a gable roof running from the eave to the ridge.
• Ridge Cap: Specialized shingles covering the peak where two slopes meet.
• Starter Course: First row at the eaves providing a watertight seal and alignment.
• Underlayment: Water-resistant barrier between the deck and shingles as a secondary protection layer.

Protect Your Home From Monument’s High Winds

The next windstorm is always on the horizon. Don’t wait for damage to happen. A proactive inspection and a properly installed roofing system are the best investments you can make in your home’s safety and value.

Schedule your free, no-obligation storm damage assessment today. Our experts will provide a thorough evaluation of your roof’s condition and a clear plan to keep it secure.

If you only do 3 things…

1. Check Your Edges: From the ground, visually inspect the edges for loose, curled, or lifted shingles.
2. Verify Your Attachments: Ensure dishes and antennas are securely mounted and not wobbly.
3. Call for a Professional Look: Contact Homestead Roofing for a free inspection to identify what you can’t see.

Sources

• Pikes Peak Regional Building Code Amendments — Pikes Peak Regional Building Department — 2023
• Standard Test Method for Wind Resistance of Asphalt Shingles (Uplift Force/Uplift Resistance Method) — ASTM International — D7158-19
• Standard for Impact Resistance of Prepared Roof Covering Materials — Underwriters Laboratories — UL 2218
• Brava Roof Tile Product Specifications — Brava Roof Tile
• Roofing: The Importance of a Systems Approach — Insurance Institute for Business & Home Safety (IBHS)
• How to File a Homeowners Insurance Claim — Colorado Division of Insurance

Frequently Asked Questions

What is the difference between Class G and Class H wind ratings?

A Class H wind rating means a shingle has passed testing to withstand simulated wind speeds up to 150 mph under ASTM D7158. Class G is rated to 120 mph. Along the Palmer Divide, Class H provides a higher safety margin.

Is a six-nail pattern really necessary?

Yes—especially in high-wind areas. Most manufacturers require a six-nail pattern to validate high-wind warranties (e.g., 130 mph). Two additional fasteners per shingle significantly improve uplift resistance vs. a four-nail pattern.

How long does a wind-resistant roof replacement take?

Typically 2 to 5 days from tear-off to final cleanup, depending on roof size, complexity, materials, and weather. You’ll receive a specific project timeline before work begins.

Is a standing seam metal roof better for wind?

Concealed‑fastener standing seam metal generally offers the highest wind resistance. Interlocking panels and protected fasteners leave fewer exposed surfaces for wind to grab and lift—an outstanding long-term choice for high-wind climates.

Is a Class 4 impact rating worth it in Monument?

Absolutely. Class 4 (UL 2218) indicates resistance to a 2-inch steel ball dropped from 20 feet without splitting. That hail durability also helps resist wind‑blown debris damage common in local storms.

Can I just repair my roof instead of replacing it?

Minor, isolated wind damage can often be repaired. If damage is widespread, shingles are old/brittle, or the deck is compromised, a full replacement is usually safer and more cost‑effective. We’ll provide an honest assessment to guide your decision.